What is Iban?


Iban is an online platform providing investment opportunities. We offer a fixed interest rate which comes from investment in loans given by different loan originators - a simple and transparent alternative to the traditional banking system.


You can start using Iban right now, with just 1€, using our iOS or Android apps, or directly through our website. Iban doesn't have any fees and any amount that you deposit will start giving you daily interest right away. 


What Products Does Iban Have?


Currently, we offer products with a selection of different terms and returns. All investments are backed by a collateral (property) and all loans come with a Buyback Guarantee as well as cover from our Safeguard Trust.


Iban Account 

Iban account is our main account. It has the following features: 


- Minimum deposit: 1€

- Yearly Interest Rate: 2.5% (AER)

- Immediate Liquidity - which means that you can deposit or withdraw your funds at any time.

- Daily Compound Interest - Which means that you will receive interest on interest that you have earned.


Iban One

- Minimum deposit: 1,000€

- Yearly Interest Rate: 3% (AER)

- 1 year term - if you decide to withdraw or deposit your funds before the term ends, there will be a penalty.

- Daily Compound Interest - Which means that you will receive interest on interest that you have earned.


Iban Market

- Minimum deposit: 1,000€

- Yearly Interest Rate: 4% (AER)

- 3 year term - if you decide to withdraw or deposit your funds before the term ends, there will be a penalty.

- Daily Compound Interest - Which means that you will receive interest on interest that you have earned.


Iban Dynamic

- Minimum deposit: 50,000€

- Yearly Interest Rate: 6% (AER)

- 5 year term - if you decide to withdraw or deposit your funds before the term ends, there will be a penalty.

- Daily Fixed Interest - Fixed interest, paid daily on your Iban Account.



If you want to learn more about our accounts, you can check here. If you want to learn more on how interest is calculated, click here.