No. All loans associated to Iban investment accounts have a property colateral.
Furthermore, Loan Originators of Iban commit to providing a Buyback Guarantee where, if a loan repayment enters a delay exceeding 90 days, a re-purchase is executed. This involves a purchase of the debt at full value at the current date.
Finally, a Safeguard Trust protection is available to the client. This constitutes a provision of funds set aside on a monthly basis which can be used to cover any losses that the above described protections were not able to fully mitigate.
To date (06/2019), the aforementioned measures have ensured investors have always received their advertised rates.Please note that no investment is risk-free. The above however constitutes the protections Iban has put in place to minimise the risk that your deposit would face.