Invest

How do I make an investment?
Once your Iban Account has been opened, you can deposit any amount you wish. This process can be completed via the mobile application or website. After ...
Mon, 19 Aug, 2019 at 8:30 AM
Is my money secured?
When you invest in Iban, you initially deposit your funds into an EMI (Electronic Money Institution), authorised by the regulator of their jurisdiction. I...
Wed, 19 Jun, 2019 at 12:39 PM
How often do I earn interest on my deposit?
Your investment begins to generate interest the day after your deposit has been confirmed. All Iban products are designed to deliver a fixed rate, paid dail...
Wed, 19 Jun, 2019 at 12:39 PM
How can Iban offer better rates than my bank?
Historically, alternative finance platforms (of which P2P is a part) have achieved higher returns for their clients than banks thanks to their more efficien...
Wed, 19 Jun, 2019 at 12:39 PM
Does Iban invest in loans that do not have colateral?
No. All loans associated to Iban investment accounts have a property colateral. Furthermore, Loan Originators of Iban commit to providing a Buyback Guar...
Wed, 19 Jun, 2019 at 12:39 PM
How accessible are funds in Iban products?
The features of Iban products are as follows: Iban Account: request your funds at any time while receiving 2.5% AER. The minimum deposit amount is of 1€/1...
Mon, 19 Aug, 2019 at 8:17 AM
Can I cancel my investment products?
You can request funds at any time from your Iban Account. A cancellation on any of the other products (One, Market, Dynamic) is also permitted, but will...
Wed, 19 Jun, 2019 at 12:22 PM
How is interest calculated?
Interest is paid daily, calculated based on the balance that you had at the end of each previous day in each of your products. Each interest payment is cred...
Wed, 19 Jun, 2019 at 12:28 PM
Can I receive interest payments in my Iban Account?
Each investment product has interest credited to its own account, with the exception of Iban Dynamic where the interest payments go to your Iban Account.
Wed, 19 Jun, 2019 at 12:29 PM
What does AER mean? How is it calculated?
AER stands for Annual Equivalent Rate, which refers to the interest you would garner in your account provided you leave your principal an entire calendar ye...
Thu, 19 Dec, 2019 at 11:56 AM